Annuity

Fixed Annuitites: Benefits offered by annuities include:

• Tax-deferred growth potential
  
• Potential for indexed interest
  
• Guarantees to your principal
  
• The option to take a lifetime income stream
  

Avoiding probate with a properly named beneficiary other than your estate
➢ > Fixed Index Annuities (FIA)
➢ 
> Bonus Annuities

➢ > Immediate Annuities

➢ > Multi-Year Guaranteed Annuities

➢ Variable Annuities:
Tax-deferred accumulation phase: During the accumulation phase, a variable annuity can be an ideal vehicle to help you build your retirement nest egg. Your money has the potential to grow, tax-deferred, as you invest your assets in a wide variety of investment options. You only pay taxes when you take withdrawals.
Retirement income phase: When you are ready to start taking income, a variable annuity offers a wide array of payout options. You can choose whether you want to receive income for a specific period of time or receive income that you can't outlive.
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